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Cleantech SaaS vs InsurTech Churn Rate

Side-by-side benchmark comparison, updated March 2026.

InsurTech has a lower monthly churn rate (1.5%) than Cleantech SaaS (2%), a difference of 0.5 percentage points. InsurTech median ARPU is $290 versus $280 for Cleantech SaaS.

Head-to-head benchmarks

MetricCleantech SaaSInsurTech
Monthly churn2%1.5%
Annual churn21.8%16.9%
Median ARPU$280$290
Typical customer base50-2,00050-1,500

Top cleantech saas churn drivers

  • Policy or incentive program that justified ROI was discontinued30%
  • Sustainability reporting mandate scope changed, reducing need24%
  • Corporate sustainability team restructured or budget cut23%
  • Competitor with better carbon data quality or coverage15%
Full Cleantech SaaS benchmark

Top insurtech churn drivers

  • Carrier or MGU replaced third-party tool with proprietary system30%
  • Regulatory compliance gap identified during state filing25%
  • Product lacked actuarial or underwriting model depth required22%
  • Poor integration with policy administration system15%
Full InsurTech benchmark

Why insurtech retains better than cleantech saas

The 0.5-point gap between InsurTech and Cleantech SaaS reflects differences in switching cost, value density, and purchase motivation. InsurTech customers face higher integration and data-migration friction, which extends tenure. Cleantech SaaS tends to have more fragmented alternatives and weaker lock-in. Details in each benchmark page above.

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